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4 Myths About Your Credit Score and Credit Report

  • Bills
  • CreditBox
  • Educational

Having good or bad credit affects how you can spend money and what you can buy. Building your credit up opens a lot of doors like having the ability to buy a house or car or open a credit card. However, there’s a lot of confusion about which things truly affect your credit positively and negatively. Below, there are four credit myths that are commonly perceived to be true. 

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Your Guide to the August 2017 Total Solar Eclipse

  • Illinois
  • Missouri
  • Nevada
  • "New Mexico"
  • Utah
  • Wisconsin
  • Educational

On Monday, August 21, 2017, a very exciting cosmic event can be viewed across the United States. A total solar eclipse will cross the U.S.A. from Salem, Oregon to Charleston, South Carolina. In a total solar eclipse, the moon passes between the Earth and the sun, blocking the sun and its corona, or atmosphere, completely from the Earth’s view. 
 

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Budget Hack: End of Summer Road Trip on the Cheap

  • Budget
  • Refer-A-Friend
  • Vacation
  • Travel

Nothing says summer like an epic, cross-country road trip with your closest friends or family. However, between fuel, attractions, and food, a road trip can get expensive, fast. With the simple tips in this article, you can still go on your summer road trip, but you’ll stay under budget and avoid paying for the trip for the rest of the year.

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Back to School: Buying Textbooks on a Budget

  • "Apply Now"
  • Loans
  • "Save Money"
  • Educational

College tuition and housing are expensive on their own, but going back to school has lots of costs that aren’t always apparent up front. Thinking and planning for these hidden expenses beforehand will help you stay on track with your budget and graduate with less student debt. One of the hidden expenses of going back to school is buying textbooks. Textbooks are much more expensive than regular books, and if each of your classes requires multiple books, the cost can add up before you know it. In this article, we have four tips on saving money on textbooks. 

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15 Things You Can Get for Free (or Nearly Free) on Your Birthday

  • "Save Money"
  • "Tips and Tricks"
  • Community

It’s your birthday; your special day; the one day of the year that can be all about you. What could make your birthday even better? All the freebies and discounts you can get during your birthday month. We’ve got a list of 15 restaurants, stores, and brands that offer coupons and free items for your birthday. Most of them require you to become a part of their perks program, but getting a few emails and collecting points is a fair trade for their freebies.  

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5 Books for the Financially Savvy

  • "Installment Loans"
  • Loans
  • Educational

Summer is the perfect time to catch up on your reading. If you’re traveling, sitting by the pool, or just relaxing at home, reading is a great alternative to staring at a phone or tablet screen. You can even listen to audiobooks while you drive to work or on a long road trip. Plus, you can read all kinds of books that help you improve your life. We’ve added these five books to our AmeriCash Loans summer reading list because they’re sure to make you more financially savvy.

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Budget Holiday: D.I.Y. 4th of July Party

  • Budget
  • "Save Money"
  • "Tips and Tricks"
  • Holidays

Throwing a great 4th of July party doesn’t have to mean spending a lot of money. With a little bit of research and elbow grease, you can throw an awesome Independence Day party and stay under budget. We’ve got some creative ideas in this article to help you throw a 4th of July bash they’ll be talking about for years. 

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When Buying Bulk Saves You Money

  • "Save Money"
  • "Tips and Tricks"
  • Community

Buying more than you need to save money seems like a counterintuitive notion, but sometimes buying in bulk can be the smartest way to shop. When you buy in bulk, you’re typically paying less per item that if you bought them separately. Plus, buying bulk saves you from using gas to go to the store because you’ll go far less often. 

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The Art of Learning: How to Take College Courses on the Cheap

  • Graduation
  • "Installment Loans"
  • "Save Money"
  • Educational

Learning is addictive and can be one of the best things you can do to further your career. However, sometimes getting a college degree or graduate degree is out of reach financially. You can still take your education into your own hands and gain valuable skills for cheap or free. 

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Budget Hack: Last Minute Ways to Make Ends Meet

  • "Apply Now"
  • Budget
  • Refer-A-Friend
  • "Tips and Tricks"
  • Educational

The first of the month is just around the corner and you don’t have enough money to pay all of your bills. You need cash now. There’s nothing to be ashamed of; We’ve all been there at one time or another. Don’t panic yet – there are still a few tricks you can use to make some extra cash before your due dates are here. Some of these methods can even get you cash today.

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